Boost Your Mortgage Acceptance

The Importance of Checking Your Credit Before Applying for a Mortgage

Before you apply for a mortgage, checking your credit score and report is a crucial step. At Mortgage321, we emphasise the importance of understanding your credit health to enhance your chances of securing the best mortgage terms.

Our partnership with Checkmyfile allows you to access detailed credit reports from multiple agencies, helping you spot errors and understand your credit standing. By resolving any issues early, you can prevent surprises and strengthen your mortgage application.

Get started today with Checkmyfile's free 30-day trial^. Contact us for personalised assistance and professional advice tailored to your financial needs.

Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.

Mortgage321 does not offer advice or corrections concerning credit report information. Our services are guided by the Financial Conduct Authority (FCA) regulations, ensuring that we provide professional mortgage advice without altering or advising on credit records. If you require assistance with your credit report, we recommend contacting a credit repair service or consulting directly with credit reporting agencies. This Check Your Credit Page is based solely on the information provided and does not guarantee mortgage approval.

^Monthly fee of £14.99 applies after your free 30-day trial. You can cancel at any time online, or contact us by phone or email to request this. The free 30-day trial applies only to new customers aged 18 years or over who are living in the UK. The 30-day free trial period starts when you register. If we are unable to verify your identity online when you register, we may ask you to provide information to us which may delay access to your credit report.