Find the Right Mortgage, No Matter Your Situation!
Our expert brokers help you secure the best mortgage for your needs, making the process straightforward and stress-free.
Welcome to Mortgage321
At Mortgage321, our mission is to simplify the mortgage process, turning even the most challenging situations into smooth, stress-free experiences. We specialise in helping clients who may have struggled to secure a mortgage elsewhere, whether due to self-employment, complex financial circumstances, or previous rejections.
We recognise that the mortgage journey can be overwhelming, particularly when facing unique challenges. Our dedicated team of experienced brokers is here to guide you every step of the way, offering tailored solutions that meet your specific needs. With access to a wide array of mortgage products, including those crafted for more complex cases, we are committed to finding the best deal for you.
At Mortgage321, we believe in providing everyone with a fair opportunity to achieve homeownership, regardless of their situation. We're here to listen, support, and deliver the expert guidance you need to turn your dream of owning a home into reality.
Welcome to Mortgage321 – where we make the impossible, possible.
Key Services
Mortgage Services
Our experts help you find the best mortgage options. We listen closely to your needs and guide you through each step of the process, making it simple and stress-free.
Decision in Principle
Check Your Credit
We help you understand your credit report. We'll go through the details and spot areas for improvement. This can boost your chances of getting the best mortgage deals.
Mortgage321 FAQs
What services do you offer?
We offer personalised mortgage advice, help with applications, and guidance on securing the best mortgage rates for your needs.
How do you help first-time buyers?
We guide first-time buyers through the mortgage process, ensuring they understand each step and make informed decisions.
Can you help with remortgaging?
Yes, we help with remortgaging. Our team can guide you through the process and find the best options for your needs.
Do you offer mortgages for self-employed individuals and Company directors?
Yes, we offer mortgage solutions for self-employed individuals and Company directors. We understand their unique financial needs and tailor our services accordingly.
Do you offer advice on buy-to-let mortgages?
Yes, we offer specialised advice for clients interested in buy-to-let mortgages to help them make informed decisions.
Do you do mortgages for those with bad credit?
Yes, we offer mortgage options for those with bad credit by assessing your situation and finding suitable solutions.
Do you offer fixed rate and variable rate mortgage products?
Yes, we offer both fixed rate and variable rate mortgage products to meet your financial needs and preferences.
How long will it take for you to get me an agreement in principle (AIP)?
Usually, we can get you a decision in principle or agreement in principle (AIP) within 24 to 48 hours, depending on your documentation.
How long does the process take to mortgage offer?
The process to get a mortgage offer usually takes about two to four weeks, depending on the specifics of your application.
Our Reviews
Most excellent service, Matt has been a pleasure to do business with and I hope will be going forward. Highly recommended. Thanks pal x
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Andrew Griggs
29 days ago
Matt at Mortgage321 was fantastic and guided us through the process. We had struggled with another broker and Matt reassured us and got us a mortgage at a more competitive rate. We could not be happier with Matt and mortgage321.
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Danny Saffer
7 months ago
Mortgage321 are fantastic, this is the second mortgage process that Matthew has completed for us. Matthew is very supportive and knowledgeable. I recommend their services far and wide.
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rosie garnett
10 months ago
Reliable, prompt, exceptionally friendly, consistently available, and attentive to detail.
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Venothini Indrakumar
1 month ago
Exceptional customer service! Matt was always available to provide information for any questions or concerns we had, he also kept us updated every step of the way for a smooth process. Could not have asked for more.
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Michelle Fido
11 months ago
Used Matt at Mortgage321 to buy my first property back in December 2020. Nothing but good things to say about my experience with Matt, extremely professional and helpful throughout the process and continues to support me 2 years later with any queries that I have. I have and would continue to recommend Mortgage321 to my family and friends. Thanks again Matt.
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Cameron Richards
1 year ago
Recent blog posts
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Sep 12, 2024
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Sep 04, 2024
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Helping Unique Borrowers Find the Right Mortgage
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Ready to Get Your Mortgage Sorted?
Contact Us Today! Don't wait—our experts are here to help you secure the best deal.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.
THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE BUY TO LET, COMMERCIAL MORTGAGES, ESTATE AGENCY OR WILL WRITING.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.
Mortgage321 is a trading style of Matthew Christopher Pigrome who is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority No 450731. DPA number Z1704032.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements
The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.
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