Simplicity in Every Mortgage Step

Enjoy a hassle-free mortgage experience with Mortgage321, Colchester's personalised service ensuring you find the perfect solution.

Colchester's Friendly Mortgage Advisors

Uncover the path to your dream home effortlessly with the help of Colchester's committed Mortgage321 specialists. Our professionals are devoted to crafting personalised mortgage solutions that perfectly align with your unique needs, ensuring a seamless and inspiring journey towards homeownership.
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First Time

We help first-time buyers explore mortgage options and make confident decisions. Our professional advisors ensure you understand every step in securing your first home.

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Homemover

Our team guides you through every step of moving home. We provide personalised advice and options to make your transition smooth and successful.
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Remortgage

We help you navigate remortgaging with ease. Whether you're seeking better rates or releasing equity, our personalised advice ensures you find the right solution for your needs.

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Later Life

We help clients explore mortgage options suited to their later years. Our professionals guide you through the process, ensuring you find a solution that fits your needs and lifestyle.

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Buy to Let

We help you navigate buy to let mortgages with ease. Our team finds options that fit your investment plans, making the process simple and stress-free.

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Bridging

Let our team at Mortgage321 help you bridge financial gaps with tailored funding options. We offer quick access to short-term loans, ensuring your projects stay on track without delays.
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Specialists in Complex Mortgages

At Mortgage321, we’re professionals in navigating challenging financial situations and credit issues. From self-employment complexities to missed payments, we work with specialist lenders to craft personalised mortgage solutions where others see roadblocks.

How Much Can I Borrow?

Ready to take the first step toward your dream home or next investment? Use our simple and intuitive mortgage calculator at Mortgage321 to explore your options. Whether you're buying your first home, upgrading, or remortgaging, our tool is designed to give you instant clarity on what’s within your reach.

✔️ See how much you can borrow in seconds.
✔️ Get a clear idea of your budget.

No more guesswork—just clear, straightforward guidance. Start your journey today with Mortgage321! Try the Calculator Now.

What's the Best Buy?

Compare top mortgage deals at a glance with our Best Buy Table! We've curated the most competitive rates and terms from leading lenders, making it easy for you to find the perfect mortgage for your needs. Whether you're a first-time buyer, moving home, or remortgaging, our table highlights the key details you need to know, including interest rates, loan terms, and fees.

Get a Quick Mortgage Quote

Explore personalised mortgage solutions with Mortgage321. Whether you're self-employed, navigating complex income, or a first-time buyer, our professional advisors simplify the process for you. We take the time to understand your finances, goals, and property details, working with the full market to find the right options, including specialised products. Start with a quick quote today, and gain the confidence to secure a mortgage that fits your dreams.

What Our Clients Say

Highly recommend mortgage 321 , they were very helpful and professional in getting me through my mortgage.. matt especially was fantastic.. thanks very much guys 😀

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Dean Foster

Dean Foster

1 month ago

⭐⭐⭐⭐⭐ **Excellent Service from Mortgage321!** "As fitness professionals with self-employed incomes, finding a mortgage that suited our needs felt overwhelming. We were unsure how to navigate the process, but Mortgage321 made everything so simple! Their team understood our unique financial situation and found us the best deal with ease. From the first consultation, we felt confident in their expertise, especially with self-employed mortgages. They guided us through every step, ensuring a smooth and stress-free experience. We highly recommend Mortgage321 to anyone looking for personalized and professional mortgage advice. Thank you, Mortgage321, for helping us secure our dream home!" – The Fitness Girls 💪

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Fitness Girls

Fitness Girls

2 months ago

Most excellent service, Matt has been a pleasure to do business with and I hope will be going forward. Highly recommended. Thanks pal x

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Andrew Griggs

Andrew Griggs

3 months ago

Reliable, prompt, exceptionally friendly, consistently available, and attentive to detail.

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Venothini Indrakumar

Venothini Indrakumar

4 months ago

Matt at Mortgage321 was fantastic and guided us through the process. We had struggled with another broker and Matt reassured us and got us a mortgage at a more competitive rate. We could not be happier with Matt and mortgage321.

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Danny Saffer

Danny Saffer

10 months ago

2nd time to use this service. It was efficient, personalised, fast and with the regular updates filled us with confidence. We are sure to return in due course. Matthew makes us feel like old friends!

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Dawn Keep

Dawn Keep

1 year ago

Find Your Mortgage Match Here

Discover customised mortgage options with ease. Unlock your dream home in Colchester—let our professionals guide you today!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 

AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.

THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE BUY TO LET, COMMERCIAL MORTGAGES, ESTATE AGENCY OR WILL WRITING.

​There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.​ 

Mortgage321 is a trading style of Matthew Christopher Pigrome who is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority No 450731. DPA number Z1704032. 

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

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