About Us

About Us – Mortgage321

At Mortgage321, your trusted mortgage broker in Colchester, Essex, we specialise in providing tailored mortgage solutions for a wide range of needs — from first-time buyers to experienced property investors. With over 30 years of mortgage industry experience, we’ve built a reputation for delivering specialist mortgage advice that gets results, no matter how complex or unique your situation may be.

Whether you’re self-employed, looking for buy-to-let mortgage advice, or navigating an undervalue property purchase, our expert team is here to help you find the right lender and the most suitable mortgage deal.

While our services are available nationwide, our roots remain firmly in Essex. From our Colchester mortgage office, we proudly support clients across the UK — combining a deep understanding of the local property market with the flexibility to meet national and international borrowing needs. Whether you’re based in a bustling city or a quiet rural community, Mortgage321 offers the expertise and support you need.

We achieve our results by blending advanced mortgage technology with a genuinely personal touch. Our independent mortgage brokers take the time to understand your individual circumstances, offering bespoke mortgage advice and leveraging long-standing relationships with a wide range of mainstream and specialist lenders. From the initial consultation to completion, we guide you through every step of the process with clarity, efficiency, and care.

At Mortgage321, we do more than just arrange mortgages — we help people achieve their property dreams. We believe that securing a mortgage is about more than numbers; it’s about building your future, whether that means creating a home for your family or expanding your property investment portfolio.

Mortgage321 – Your local mortgage experts in Colchester, helping clients across Essex and the UK secure the right mortgage, first time.

Our Mission

At Mortgage321, our mission is to simplify the mortgage journey for every client — helping individuals, families, and investors achieve their property goals with confidence. As a trusted mortgage broker in Colchester, Essex, we’re dedicated to delivering personalised, expert mortgage advice tailored to each client’s unique financial situation, no matter how complex or challenging.

With over 30 years of industry experience, we combine deep market knowledge with a genuine passion for helping people secure the right mortgage — whether you’re a first-time buyer, self-employed professional, or an experienced property investor looking for buy-to-let or specialist mortgage options.

Our goal is to make the mortgage process seamless, transparent, and stress-free, providing clear communication and expert guidance from start to finish. At the heart of everything we do is our commitment to building long-term relationships, fostering trust and confidence, and making property ownership and investment accessible to all.

Mortgage321 – Independent mortgage advice in Colchester, helping clients across Essex and the UK find the right mortgage, first time.