Supporting Mortgage Documents

Quick Guide to Mortgage Essentials

At Mortgage321, our priority is to make your mortgage enquiry and application process as straightforward and stress-free as possible. The documents required will depend on the type of mortgage you are applying for and your individual circumstances. To help you prepare, we’ve outlined below the typical documentation needed for each mortgage type.

For First-Time Buyers

Proof of Identity: Passport or Driving Licence
Proof of Address: Utility bills (dated within the last 3 months), credit card statement (dated within the last 3 months), Council tax bill (latest year)
Proof of Income: Employed Cients: Payslips from the last 3 months - Self-Employed Clients: Last 2 years tax calculations (SA302s) and tax overview documents.
Bank statements (last 3 months)
Credit History: Recent credit report (Please see Check Your Credit Report)

For Home Movers

Proof of Identity: Passport or Driving License
Proof of Address: Utility bills (dated within the last 3 months), credit card statement (dated within the last 3 months), Council tax bill (latest year)
Proof of Income: Employed Clients: Payslips from the last 3 months - Self-Employed Clients: Last 2 years tax calculations (SA302s) and tax overview documents.
Bank statements (last 3 months)
Existing Mortgage Details: Recent mortgage statement (if applicable)
Mortgage Redemption statement from your current lender (if applicable)
Credit History: Recent credit report (Please see Check Your Credit Report)

For Remortgage

Proof of Identity: Passport or Driving Licence
Proof of Address: Utility bills (within the last 3 months), Council tax bill (latest year)
Proof of Income: Employed Clients: Payslips from the last 3 months - Self-Employed Clients: Last 2 years tax calculations (SA302s) and tax overview documents.
Bank statements (last 3 months)
Existing Mortgage Details: Latest mortgage statement
Mortgage Redemption Statement
Credit History: Recent credit report (Please see Check Your Credit Report)

Simplify Your Mortgage Journey Now

At Mortgage321, we understand that finding the right mortgage can be a complex journey, which is why our expert team in Colchester is dedicated to providing personalised, straightforward advice tailored to your needs. Located in Colchester, we pride ourselves on our commitment to transparency and exceptional service.

With our deep local knowledge and vast network of lenders, you can trust us to secure the best rates and terms, making your home-owning dreams a reality.

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Mortgage321 made our first home purchase seamless. Their team in Colchester is knowledgeable and genuinely supportive. We felt confident and well-informed throughout the process. Highly recommend their services!

- Alice Thompson

Choosing Mortgage321 was the best decision for our remortgage. The Colchester team was professional, attentive, and transparent, making every step stress-free. I truly appreciated their expertise and dedication. An exceptional service that I would recommend to anyone!

- James Walker

Mortgage321 exceeded our expectations! The Colchester team provided exceptional guidance and made the mortgage process straightforward and stress-free. Their expertise and personal touch were invaluable. We couldn’t have asked for a better experience. Highly recommend to anyone seeking mortgage services!

- Liam Harris

Mortgage321 made our first home purchase seamless. Their team in Colchester is knowledgeable and genuinely supportive. We felt confident and well-informed throughout the process. Highly recommend their services!

- Alice Thompson

Choosing Mortgage321 was the best decision for our remortgage. The Colchester team was professional, attentive, and transparent, making every step stress-free. I truly appreciated their expertise and dedication. An exceptional service that I would recommend to anyone!

- James Walker

Mortgage321 exceeded our expectations! The Colchester team provided exceptional guidance and made the mortgage process straightforward and stress-free. Their expertise and personal touch were invaluable. We couldn’t have asked for a better experience. Highly recommend to anyone seeking mortgage services!

- Liam Harris

Mortgage321 made our first home purchase seamless. Their team in Colchester is knowledgeable and genuinely supportive. We felt confident and well-informed throughout the process. Highly recommend their services!

- Alice Thompson

Choosing Mortgage321 was the best decision for our remortgage. The Colchester team was professional, attentive, and transparent, making every step stress-free. I truly appreciated their expertise and dedication. An exceptional service that I would recommend to anyone!

- James Walker

Mortgage321 exceeded our expectations! The Colchester team provided exceptional guidance and made the mortgage process straightforward and stress-free. Their expertise and personal touch were invaluable. We couldn’t have asked for a better experience. Highly recommend to anyone seeking mortgage services!

- Liam Harris

Unlock Your Dream Home Today

Discover tailored mortgage solutions with Mortgage321 in Colchester. Let our experts guide you to the perfect plan for your future.

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