Simplicity in Every Mortgage Step

Enjoy a hassle-free mortgage experience with Mortgage321, Colchester's personalised service ensuring you find the perfect mortgage solution.
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Secure the Right Mortgage for You

At Mortgage321, we specialise in guiding clients through even the most challenging financial situations. Whether you're navigating the unique complexities of self-employment or overcoming past credit issues like missed payments, our expertise and dedication make all the difference. With strong partnerships with specialist lenders, we craft tailored mortgage solutions to transform challenges into opportunities, helping you achieve your homeownership goals with confidence.
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See How Much You Can Borrow On A Mortgage

Ready to take the first step toward your dream home or next investment? Use our simple and intuitive mortgage calculator at Mortgage321 to explore your options. Whether you're buying your first home, upgrading, or remortgaging, our tool is designed to give you instant clarity on what’s within your reach.

✔️ See how much you can borrow in seconds.
✔️ Get a clear idea of your budget.

No more guesswork—just clear, straightforward guidance. Start your journey today with Mortgage321! Try the Calculator Now.

Today's Best Buy Mortgages

Compare top mortgage deals at a glance with our Best Buy Table! We've curated the most competitive rates and terms from leading lenders, making it easy for you to find the perfect mortgage for your needs. Whether you're a first-time buyer, moving home, or remortgaging, our table highlights the key details you need to know, including interest rates, loan terms, and fees.

See Your Mortgage Options

Explore personalised mortgage solutions with Mortgage321. Whether you're self-employed, navigating complex income, or a first-time buyer, our professional advisors simplify the process for you. We take the time to understand your finances, goals, and property details, working with the full market to find the right options, including specialised products. Start with a quick quote today, and gain the confidence to secure a mortgage that fits your dreams.

What Our Clients Say

I recently had the pleasure of working with Mortgage321 on the purchase of two commercial properties on Short Wyre Street, Colchester and I couldn't be more pleased with the experience. From start to finish, the professionalism, expertise, and dedication displayed by the team were second to none. I highly recommend Mortgage321 to anyone looking for a reliable and proficient service. Their commitment to client satisfaction and their thorough approach make them a top choice for any property dealings.

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Peter Webb

Peter Webb

15 days ago

Highly recommend mortgage 321 , they were very helpful and professional in getting me through my mortgage.. matt especially was fantastic.. thanks very much guys 😀

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Dean Foster

Dean Foster

1 month ago

⭐⭐⭐⭐⭐ **Excellent Service from Mortgage321!** "As fitness professionals with self-employed incomes, finding a mortgage that suited our needs felt overwhelming. We were unsure how to navigate the process, but Mortgage321 made everything so simple! Their team understood our unique financial situation and found us the best deal with ease. From the first consultation, we felt confident in their expertise, especially with self-employed mortgages. They guided us through every step, ensuring a smooth and stress-free experience. We highly recommend Mortgage321 to anyone looking for personalized and professional mortgage advice. Thank you, Mortgage321, for helping us secure our dream home!" – The Fitness Girls 💪

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Fitness Girls

Fitness Girls

3 months ago

Most excellent service, Matt has been a pleasure to do business with and I hope will be going forward. Highly recommended. Thanks pal x

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Andrew Griggs

Andrew Griggs

4 months ago

Reliable, prompt, exceptionally friendly, consistently available, and attentive to detail.

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Venothini Indrakumar

Venothini Indrakumar

4 months ago

Matt at Mortgage321 was fantastic and guided us through the process. We had struggled with another broker and Matt reassured us and got us a mortgage at a more competitive rate. We could not be happier with Matt and mortgage321.

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Danny Saffer

Danny Saffer

11 months ago

Find Your Mortgage Match Here

Find tailored mortgage solutions effortlessly. Achieve your dream home in Colchester with our expert guidance today!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 

AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.

THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE BUY TO LET, COMMERCIAL MORTGAGES, ESTATE AGENCY OR WILL WRITING.

​There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.​ 

Mortgage321 is a trading style of Matthew Christopher Pigrome who is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority No 450731. DPA number Z1704032. 

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

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