Find Your Ideal Mortgage This January
Discover a seamless journey to homeownership with Mortgage321, your trusted Colchester-based mortgage broker. Our bespoke services are dedicated to guiding you towards finding the ideal mortgage solution that suits your unique needs and preferences.
Experience Seamless Mortgage Guidance
At Mortgage321, conveniently located in Colchester, we pride ourselves on creating bespoke mortgage solutions that are specifically crafted to meet your individual needs and circumstances. With a rich legacy of over 30 years in the industry, we have cultivated strong partnerships with specialist lenders, enabling us to adeptly handle even the most complex cases, including those involving self-employment or challenging credit histories. Whether you are venturing into the property market as a first-time buyer or expanding your portfolio as a seasoned landlord, discover how we transform obstacles into stepping stones, empowering you to achieve your property ambitions with unwavering confidence.
Today's Best Buy Mortgages
Compare top mortgage deals at a glance with our Best Buy Table! We've curated the most competitive rates and terms from leading lenders, making it easy for you to find the perfect mortgage for your needs. Whether you're a first-time buyer, moving home, or remortgaging, our table highlights the key details you need to know, including interest rates, loan terms, and fees.
Get Personalised Mortgage Advice Now
Every financial journey is different, which is why our personalised mortgage underwriting process is designed to provide solutions that fit your specific circumstances. Whether you’re a first-time buyer, a seasoned landlord, or navigating a complex financial situation, we work closely with specialist lenders to ensure your unique needs are met. Our approach goes beyond ticking boxes. We take the time to understand your goals, reviewing all aspects of your application to identify opportunities where others may see obstacles. From addressing self-employment income variations to navigating unconventional property types or credit challenges, our expertise empowers us to secure the best outcomes for you.
What's Your Maximum Mortgage Amount?
Ready to take the first step toward your dream home or next investment? Use our simple and intuitive mortgage calculator at Mortgage321 to explore your options. Whether you're buying your first home, upgrading, or remortgaging, our tool is designed to give you instant clarity on what’s within your reach.
✔️ See how much you can borrow in seconds.
✔️ Get a clear idea of your budget.
No more guesswork—just clear, straightforward guidance. Start your journey today with Mortgage321! Try the Calculator Now.
Professional Guidance, Simplified Mortgages
Our expert brokers at Mortgage321, located in Colchester, guide you through hassle-free mortgage solutions tailored for your needs. Act now to make your home ownership dreams a reality.
Mortgage Tools & Calculators
Unlock your ideal mortgage in Colchester with our advanced tools and expert guidance, tailored to your unique financial journey.
Monthly Repayment
Easily estimate your monthly repayments with our simple calculator.
Recent Blog Posts
Stay informed with our latest insights, industry trends, and professional advice on mortgages, property investment, and financial planning. Our recent blogs cover everything you need to know to make smart, confident decisions in today’s market.
Maximising Your Affordability: How Mortgage321 Can Help Y...
Jan 16, 2025
Raising Capital to Repay Credit Card Debt After Christmas
Jan 15, 2025
Understanding Remortgaging with a Transfer of Equity
Jan 10, 2025
How Mortgage Calculators Can Help You Understand Your Bor...
Jan 04, 2025
Understanding Mortgage Types: Which is Best for Colcheste...
Jan 03, 2025
Happy New Year from Mortgage321!
Dec 31, 2024
What Our Clients Say
I recently had the pleasure of working with Mortgage321 on the purchase of two commercial properties on Short Wyre Street, Colchester and I couldn't be more pleased with the experience. From start to finish, the professionalism, expertise, and dedication displayed by the team were second to none. I highly recommend Mortgage321 to anyone looking for a reliable and proficient service. Their commitment to client satisfaction and their thorough approach make them a top choice for any property dealings.
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Peter Webb
1 month ago
Highly recommend mortgage 321 , they were very helpful and professional in getting me through my mortgage.. matt especially was fantastic.. thanks very much guys 😀
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Dean Foster
2 months ago
⭐⭐⭐⭐⭐ **Excellent Service from Mortgage321!** "As fitness professionals with self-employed incomes, finding a mortgage that suited our needs felt overwhelming. We were unsure how to navigate the process, but Mortgage321 made everything so simple! Their team understood our unique financial situation and found us the best deal with ease. From the first consultation, we felt confident in their expertise, especially with self-employed mortgages. They guided us through every step, ensuring a smooth and stress-free experience. We highly recommend Mortgage321 to anyone looking for personalized and professional mortgage advice. Thank you, Mortgage321, for helping us secure our dream home!" – The Fitness Girls 💪
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Fitness Girls
4 months ago
Most excellent service, Matt has been a pleasure to do business with and I hope will be going forward. Highly recommended. Thanks pal x
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Andrew Griggs
5 months ago
Reliable, prompt, exceptionally friendly, consistently available, and attentive to detail.
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Venothini Indrakumar
5 months ago
Matt at Mortgage321 was fantastic and guided us through the process. We had struggled with another broker and Matt reassured us and got us a mortgage at a more competitive rate. We could not be happier with Matt and mortgage321.
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Danny Saffer
1 year ago
Find Your Ideal Mortgage Today!
Secure your dream home with professional guidance. Contact Mortgage321 in Colchester today for personalised mortgage solutions tailored to you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.
THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE BUY TO LET, COMMERCIAL MORTGAGES, ESTATE AGENCY OR WILL WRITING.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but will be agreed with you before proceeding.
Mortgage321 is a trading style of Matthew Christopher Pigrome who is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority No 450731. DPA number Z1704032.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements
The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.
The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.