Find Your Ideal Mortgage Today

Unlock your perfect mortgage match with professional advice from our dedicated Colchester team. Start your journey now!

Welcome to Mortgage321

Located in Colchester, Mortgage321 excels in delivering custom mortgage solutions for a variety of complex and unique financial circumstances. We cater particularly to self-employed individuals and limited company directors, providing expert guidance tailored to their specific needs. Our specialist areas include capital raising, remortgaging for business investment, complex income structures, and customised buy-to-let options, such as portfolio lending and mortgages designed for limited company structures.

With more than 30 years of experience in the field, Mortgage321 is adept at navigating the nuances of the mortgage market to secure the most advantageous terms for our clients. If you're seeking clear, professional advice and bespoke solutions, Mortgage321 is your trusted partner in specialist mortgage lending.

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Providing Mortgage Solutions Tailored to Your Needs

Why Discussing Mortgage-Related Issues Secures Positive Outcomes
Openly addressing mortgage-related challenges is essential to securing the best financial outcome. Whether you’re self-employed, have a complex income structure, or are dealing with adverse credit, tackling potential obstacles early allows for tailored strategies that improve your chances of mortgage approval.

Why Choose Us
Select Mortgage321 for unmatched support and expert guidance. With over three decades of experience in the mortgage sector, our team provides dependable advice and robust solutions. We prioritise transparency and precision, ensuring your financial well-being remains our primary focus. Our commitment is to secure a mortgage that aligns perfectly with your financial goals.

What Sets Us Apart
Mortgage321 specialises in managing intricate cases with expertise and care. We excel at helping self-employed individuals, those with non-traditional income streams, and clients facing credit challenges. By understanding your unique situation, we identify the best lenders and mortgage products, ensuring a smooth process and better outcomes.

Get in Touch
Learn how Mortgage321 can help you achieve your ideal mortgage solution, tailored to your specific needs. Contact us today for a consultation and take the first step toward securing the right mortgage for you.

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Mortgage Tools & Calculators

Unlock your ideal mortgage in Colchester with our advanced tools and professional guidance, tailored to your unique financial journey.
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Monthly Repayment

Easily estimate your monthly repayments with our simple calculator.

Calculate Your Repayments
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Buy to Let Borrowing

Explore your buy-to-let borrowing potential and discover your maximum loan amount swiftly

Check BTL Maximum Borrowing
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Stamp Duty

Quickly estimate your UK stamp duty with our easy calculator.

Calculate Your Stamp Duty

Our Commitment to Your Success

At Mortgage321, we are not just your mortgage advisors; we are your partners in achieving long-term financial success through property investment. We commit to walking you through every stage of the mortgage process, from initial inquiry to final approval, with continuous support and advice.

Gaining Insights from Our Recent Blogs
Navigating the complexities of mortgage applications can seem overwhelming. We're committed to your education, offering a wealth of resources and professional advice to help you make well-informed decisions. By learning from our latest blogs, you'll be equipped and empowered, instilling confidence throughout your mortgage process.

Responsive and Reliable Service
Our team is responsive to your needs, understanding that timing can be crucial in the mortgage process. We strive to provide prompt and reliable service, ensuring that you can move forward with your property goals without unnecessary delays.

Building Long-Term Relationships
We believe in building lasting relationships with our clients. By understanding your evolving needs and adjusting our strategies accordingly, we ensure that you always have a trusted mortgage advisor by your side, ready to assist as your financial landscape changes.

Connect With Us
Reach out today to experience a dedicated and supportive mortgage service that truly cares about your property success. Let Mortgage321 be your guide to a secure and prosperous financial future.

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Hear From Our Clients

I recently had the pleasure of working with Mortgage321 on the purchase of two commercial properties on Short Wyre Street, Colchester and I couldn't be more pleased with the experience. From start to finish, the professionalism, expertise, and dedication displayed by the team were second to none. I highly recommend Mortgage321 to anyone looking for a reliable and proficient service. Their commitment to client satisfaction and their thorough approach make them a top choice for any property dealings.

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Peter Webb

Peter Webb

3 months ago

Highly recommend mortgage 321 , they were very helpful and professional in getting me through my mortgage.. matt especially was fantastic.. thanks very much guys 😀

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Dean Foster

Dean Foster

5 months ago

⭐⭐⭐⭐⭐ **Excellent Service from Mortgage321!** "As fitness professionals with self-employed incomes, finding a mortgage that suited our needs felt overwhelming. We were unsure how to navigate the process, but Mortgage321 made everything so simple! Their team understood our unique financial situation and found us the best deal with ease. From the first consultation, we felt confident in their expertise, especially with self-employed mortgages. They guided us through every step, ensuring a smooth and stress-free experience. We highly recommend Mortgage321 to anyone looking for personalized and professional mortgage advice. Thank you, Mortgage321, for helping us secure our dream home!" – The Fitness Girls 💪

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Fitness Girls

Fitness Girls

6 months ago

Most excellent service, Matt has been a pleasure to do business with and I hope will be going forward. Highly recommended. Thanks pal x

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Andrew Griggs

Andrew Griggs

7 months ago

Reliable, prompt, exceptionally friendly, consistently available, and attentive to detail.

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Venothini Indrakumar

Venothini Indrakumar

7 months ago

Matt at Mortgage321 was fantastic and guided us through the process. We had struggled with another broker and Matt reassured us and got us a mortgage at a more competitive rate. We could not be happier with Matt and mortgage321.

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Danny Saffer

Danny Saffer

1 year ago

Pop Us a Question

We're here to help! Drop us a line with your questions or concerns, and our team of professionals will get back to you as soon as possible.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. 

AS WITH ALL INSURANCE POLICIES, CONDITIONS AND EXCLUSIONS WILL APPLY.

THE FINANCIAL CONDUCT AUTHORITY DO NOT REGULATE BUY TO LET, COMMERCIAL MORTGAGES, ESTATE AGENCY OR WILL WRITING.

Our Fees: We charge a fee for our mortgage advice. The exact amount will depend on your individual circumstances and will be agreed upon before we undertake any chargeable work.

Mortgage321 is a trading style of Matthew Christopher Pigrome who is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority No 450731. DPA number Z1704032. 

The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

Please be aware that by clicking on to the external links contained within this website, you are leaving the Mortgage321 website. Please note that neither Matthew Christopher Pigrome nor Ingard Financial Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this website.

*You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements

The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.

The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.

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