Mortgage Broker in Braintree
Mortgage321 is an independent mortgage brokerage supporting clients across Braintree and the surrounding Essex villages.
Whether you’re a first-time buyer in Great Notley, refinancing a property in Rayne, or expanding your buy-to-let portfolio in Witham, we provide clear, professional mortgage advice tailored to your needs — even if your circumstances are a little out of the ordinary.
Expert Mortgage Advice for Braintree Homeowners and Investors
With over 30 years’ experience, Mortgage321 specialises in helping clients secure mortgage finance where others may struggle. We take time to understand your situation and source the right product from across the market.
Our areas of expertise include:
✅ First-Time Buyer Mortgages – straightforward guidance through every step.
✅ Remortgages – release equity, secure a better rate, or fund home improvements.
✅ Buy-to-Let Mortgages – including HMO and Limited Company structures.
✅ Bridging & Short-Term Finance – for property purchases, refurbishments, or auctions.
✅ Adverse Credit Mortgages – solutions for clients with defaults, CCJs, or historic issues.
✅ Self-Employed Mortgages – tailored for contractors, sole traders, and company directors.
Our aim is simple: to make complex mortgage cases straightforward — securing the best outcome for every client.
Why Choose Mortgage321 in Braintree?
Local Knowledge: Supporting buyers, landlords, and investors across Braintree, Coggeshall, Halstead, and Witham.
Whole-of-Market Access: We work with specialist lenders often unavailable on the high street.
Complex Case Specialists: From non-standard income to limited company buy-to-lets, we handle the detail.
Personal, Experienced Advice: Every client works directly with a senior mortgage adviser — from first enquiry through to completion.
Trusted Since 2009: Founded on 30 years of experience and a reputation for clarity, confidence, and results.
“Matthew at Mortgage321 was professional, approachable and found us a mortgage when others couldn’t. Highly recommended for anyone in Braintree needing expert advice.” – Client review, 2025
Understanding the Braintree Property Market
Braintree continues to attract both homeowners and property investors, offering excellent value and strong commuter links into Chelmsford and London.
Our experience covers all key areas, including:
Great Notley
Rayne
Black Notley
Coggeshall
Cressing
Bocking
We understand how lender criteria, property types, and local developments can influence mortgage options — allowing us to position your case effectively with the right lenders.
Get in Touch
If you’re based in or around Braintree and would like clear, professional mortgage advice, contact us today for a no-obligation discussion. 📞 Call: 01255 440142 ✉️ Email: [email protected] 🌐 Website: www.mortgage321.co.uk You can also arrange an appointment at our Colchester office or schedule an online consultation at a time that suits you.
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