Mortgage321

How to Use the Mortgage321 Quote System

MP

Nov 18, 2024By Matthew Pigrome

The Mortgage321 quote system, accessible at https://mortgage321.co.uk/, is a user-friendly tool designed to provide quick and accurate mortgage quotes tailored to your specific needs. Here's a step-by-step guide to help you navigate and use the system effectively:

Step 1: Access the System

  1. Open your preferred web browser.
  2. Navigate to the Mortgage321 quote system by typing https://mortgage321.co.uk/.
  3.  Click the "Get A Quick Quote" button on the homepage.
     Step 2: Provide Your Basic Details
  1. Purpose of the Mortgage: Select whether you are looking for a residential mortgage, buy-to-let mortgage, or any other specific mortgage type.
  2. Borrower Status: Indicate whether you are a first-time buyer, home mover, remortgaging, or a self-employed borrower.
  3. Loan Amount and Property Value: Enter the approximate amount you need to borrow and the value of the property you're financing.
    4. Employment Type: Specify if you are employed, self-employed, or have other income sources.

Step 3: Tailor the Quote

  1. Credit History: Provide information about your credit history. If you are unsure, you can select an option that best matches your situation.
  2. Additional Details: Include details about any existing mortgages or special circumstances (e.g., gifted deposits, undervalue purchases, or HMOs).

Step 4: Review the Results

  1. Once you input your details, the system will generate a list of potential mortgage products tailored to your criteria.
  2. You’ll see key information such as:
  • Interest Rates
  • Monthly Repayments
  • Loan-to-Value (LTV) Ratio
  • Lender Fees (if applicable)
    Mature couple meeting financial advisor for investment

 Step 5: Get Expert Advice

  • If you’d like to proceed or need clarification, you can connect with a Mortgage321 adviser directly from the platform. Click the “Contact Us” or “Request a Callback” button for personalised guidance.
    Happy mid aged business woman manager handshaking at office meeting.

Tips for an Accurate Quote

  • Ensure all details entered are as accurate as possible.
  • Use the system in conjunction with expert advice for complex or specialist mortgage needs (e.g., self-employed income, HMO properties).
     
    The Mortgage321 quote system is designed to save you time and provide clarity, making it a valuable first step in your mortgage journey. For further assistance, reach out to the Mortgage321 team omn 01255 440142.