The Mortgage321 quote system, accessible at https://mortgage321.co.uk/, is a user-friendly tool designed to provide quick and accurate mortgage quotes tailored to your specific needs. Here's a step-by-step guide to help you navigate and use the system effectively:
Click the "Get A Quick Quote" button on the homepage.Step 2: Provide Your Basic Details
Purpose of the Mortgage: Select whether you are looking for a residential mortgage, buy-to-let mortgage, or any other specific mortgage type.
Borrower Status: Indicate whether you are a first-time buyer, home mover, remortgaging, or a self-employed borrower.
Loan Amount and Property Value: Enter the approximate amount you need to borrow and the value of the property you're financing. 4. Employment Type: Specify if you are employed, self-employed, or have other income sources.
Step 3: Tailor the Quote
Credit History: Provide information about your credit history. If you are unsure, you can select an option that best matches your situation.
Additional Details: Include details about any existing mortgages or special circumstances (e.g., gifted deposits, undervalue purchases, or HMOs).
Step 4: Review the Results
Once you input your details, the system will generate a list of potential mortgage products tailored to your criteria.
You’ll see key information such as:
Interest Rates
Monthly Repayments
Loan-to-Value (LTV) Ratio
Lender Fees (if applicable)
Step 5: Get Expert Advice
If you’d like to proceed or need clarification, you can connect with a Mortgage321 adviser directly from the platform. Click the “Contact Us” or “Request a Callback” button for personalised guidance.
Tips for an Accurate Quote
Ensure all details entered are as accurate as possible.
Use the system in conjunction with expert advice for complex or specialist mortgage needs (e.g., self-employed income, HMO properties).
The Mortgage321 quote system is designed to save you time and provide clarity, making it a valuable first step in your mortgage journey. For further assistance, reach out to the Mortgage321 team omn 01255 440142.