Raising Capital From Property for Business or Investment
Using property to raise capital for a business or further investment can be done several ways — each with different costs, risks and lender criteria.
By Matthew Pigrome CeMAP
Founder of Mortgage321 · Working in financial services since 1989
Client type
Property owner seeking capital
Mortgage objective
Capital raising for business or investment
Primary challenge
Choosing between remortgage, further advance and bridging — and meeting the lender's purpose-of-funds criteria.
Key lesson
The right route depends on the amount, the timescale, the property type and what the capital is for.
The full write-up is being finalised
This case is part of the Mortgage321 casebook. The complete write-up will be published once it has been compliance-approved. If your circumstances sound similar, discuss your case with Matthew — there’s no obligation and no mark on your credit file.
This Mortgage321 Scenario Guide is educational and does not represent a completed client case or a guaranteed outcome. It does not constitute financial, tax, legal or immigration advice. Outcomes depend on your individual circumstances and lender criteria at the time. Always consult an FCA-regulated adviser. Where buy-to-let or commercial finance is discussed, your property may be repossessed if you do not keep up repayments on a mortgage secured on it. Mortgage321 is a trading style of Matthew Christopher Pigrome, an appointed representative of Ingard Financial Limited, authorised and regulated by the Financial Conduct Authority No. 450731.
Is your situation similar?
Every case is different, but Matthew can look at your circumstances and identify what needs investigating.